Short Term Medical Plans

Pivot Health

Blue Cross Blue Shield of Arizona

Underwriter - Champion Life

​Standard Security Life Insurance Company of New York


This plan is not ACA creditable coverage.
4X3 plan - up to 360 days of coverage.  Arizona - after 180 days of coverage, individual must wait 63 days from termination of last short term  policy before re-enrolling.
Freedom to receive treatment from doctors and hospitals 
You pay selected  coinsurance after selected deductible.
Drug plan available for extra premium.
5 yr/60 month  look back for Pre-existing medical conditions

This plan is not ACA creditable coverage.
Network is Blue Cross Blue Shield PPO network.
You pay selected  coinsurance after selected deductible.
Drug plan available for extra premium.
5 year look back for Pre-existing medical conditions


Blue Cross Blue Shield
Pivot Health

IHC Short Term Medical

United Healthcare

Underwriter - Standard Security Life
Insurance Company of New York

Temporary health insurance is a short-term plan designed for individuals who don’t currently have health insurance. Temporary policies do not cover pre-existing conditions. Temporary health insurance is also not considered minimum essential coverage under the Affordable Care Act (also called Obamacare), and even if you enroll in and maintain temporary coverage you may NOT be exempt from the Shared Responsibility Payment (tax) that may otherwise apply for not having qualifying health insurance.

Underwriter - Golden Rule Insurance Company.

This plan is not ACA creditable coverage.
Network is United Healthcare Choice network.
No non network coverage.
You pay selected  coinsurance after selected deductible.
Drug plan available for extra premium.
24 month look back for Pre-existing medical conditions


United Healthcare
IHC Short Term Medical